Legal Plan Overview - Personal Plans

The reality today, is that no matter what stage you are at in your life - whether starting your first job, retiring or somewhere in between you are more than likely to experience some form of legal life event that has the potential to be costly, time consuming and at worst devastating to yourself, a loved one or your family.

Most people struggle, just to understand the law, let alone its impact or the costs associated with trying to do so. In many instances legal issues are precipitated not only by the challenges we face in our personal lives but more so in our business lives.

Most people are convinced they can`t afford a lawyer and often try to unsuccessfully handle complex problems on their own. Others are intimidated by the law or simply unsure of how to find the right lawyer for their matter. Whatever the reason, foregoing legal help can lead to damages far beyond the scope of the original problem.

Statistics show that the average person will have a requirement two to three times every year for some form of legal advice or assistance. With seven out of ten experiencing some form of major legal issue in a twelve (12) month period. As a result many of us are now looking for better ways to access, manage and control this type of expense. A legal plan is one of the most effective and efficient ways to do so without the stress and the financial worry.

Legal issues can be simple, complexed and in some cases extremely difficult to resolve. Having a Pre-Paid Legal plan can be a simple, smart and cost effective solution for dealing with those unexpected life event legal challenges we often face. Pre-Paid Legal offers access to full legal assistance and support from as little as a $1.00 per day through a variety of Pre-Paid Legal Plans designed to suit your circumstances regardless at what stage you are in life.

Pre-Paid Legal Plans

Pre-Paid Legal plans are simply a way of organising and financing the delivery of legal services to bring those services to people in a way they are accustomed to receiving and paying for other services. The most obvious parallel is the medical benefits delivery system, which is based to a large extent on the availability of insurance to cover the cost of service.

Pre-Paid Legal plans provide for prepayment for legal advice, consultation services, and representation combined with a discount fee for service benefit. They are designed to cover a large percentage of the average person’s or business’s legal needs in a given year. Pre-Paid Legal Plans provide members with direct access to a quality law firm when they have a legal need.

Pre-Paid Legal`s provider law firm network is the result of extensive evaluation and of experience working with hundreds of lawyers across the country.

A Pre-Paid Legal Plan in Essence:

> Provides easy access to a lawyer for all your essential day to day legal services with substantial cost savings.

> Makes budgeting for payment of such legal expenses easier.

> Provides a cost effective means for you to manage and reduce your legal risk.

> Makes the cost of retaining a lawyer more realistic and certain with the cost of doing so being quantifiable.

> Provides a greater level of customer service support with an effective adjudication structure in place, if issues do arise between you as a member and a Legal Service Provider.

> Makes it easier for you to gain a better understanding of the law, its processes and its impact upon you and your life.

Pre-Paid Legal Plan Benefits

Preventative legal services:
•    Telephone advice & consultation
•    Face to face consultation
•    Phone calls & letters to third parties
•    Contract & document review & preparation
•    Wills and Powers of Attorney
•    Estate Planning and Support Services

Land and business law:
     ➢   The sale and purchase of property/land

Banking & finance legal services
     ➢   Including review and preparation of loan agreements and other financial documents.

Motor vehicle/water craft legal services

Family and Defacto Law

Medical/Dental/Health professional negligence

Court proceedings – Civil and criminal - defendant and plaintiff

Employment and Workplace relations

Income Taxation legal services

Legal Shield - a twenty four hour legal emergency service

Other Legal Services – including pre-existing issues and legal services not specifically covered  under this membership plan.

What happens when you have a legal need

When you have a legal issue, or require legal advice, simply contact Pre-Paid Legal directly, during normal business hours between 9.00 am to 5.00 pm, Monday to Friday (except Public Holidays). A PPL customer service representative on answering your call will ask you the following;

> Your Name,

> The Membership number,

> What type of legal concern you have or require assistance for,

> Your  name

> That you are a Pre-Paid Legal member

> Your membership number

> And the type of legal matter and the PPL reference number issued for your matter.

A Pre-Paid Legal Plan provides you with the peace of mind and security of knowing that when a legal life event does arise, it can be dealt with quickly and professionally without the added stress of a financial decision.

So remove the worry of getting professional legal advice or representation from your mind by taking out a legal Plan today.