Small Business Plan

PREVENTATIVE LEGAL SERVICES

Legal Consultation Services

Telephone or personal consultations and advice, including phone calls to third parties, concerning any business legal matter. Benefits under this section are limited to one (1) hour per matter of legal consultation and advice concerning the matter. Additional consultation or advice on the same subject matter at a preferred member discount rate.

Legal Correspondence Services (One subject matter per letter)

Up to six (6) business letters per year at a priority member rate (one (1) per two (2) months non-cumulative). Additional letters provided at a preferred member discount rate.

Contract/Document Review (One subject matter per contract/document)

Up to six (6) contracts/documents per year at a priority member rate (one (1) per two (2) months non-cumulative). Additional contracts/documents reviewed at a preferred member discount rate.

Contract/Document Preparation (One subject matter per contract/document)

Up to four (4) hours per contract/document per subject matter at a priority member rate. Additional hours per contract/document provided at a preferred member discount rate.

Recoveries/Debtors

Debt collection - up to six (6) initial letters of demand per year at a priority member rate (one (1) per two (2) months non-cumulative), plus advice and negotiation on any debt, including breaches of all forms of consignment, bills of sale and other contracts, as well as the enforcement of such debt along with any additional letters or hours at a preferred member discount rate.

Insurance Law

Advice, consultation, correspondence (letters to third parties) and representation in relation to insurance matters relating to the business entity, at a preferred member discount rate.

Specialist Consultation

Additional telephone or personal consultation consisting of up to one (1) hour of advice per matter for certain legal matters each membership year. Legal matters provided for purposes of this benefit are those matters requiring specialist legal expertise in a given area of law related to: Securities, Patents/Copyrights/Trademarks/Designs, Commodities, Maritime Law, PPL Law, Income Tax Law, Partnerships, Capital raising, Directors responsibilities, Franchising, Liquor Licensing issues and those legal matters which arise within Australia but outside the business entity’s state of established principal place of business.

LAND/BUSINESS LAW

The purchase or sale of land or property .

Settlement fees charged on the sale or purchase of land or property being for your primary place of residence will be at a flat rate of $500 for this service. Settlement fees on the sale or purchase of investment property or land will be at a $500 for this service. Where court orders/variations to a title apply then settlement fees will be at a flat rate of $800. Conditions may apply and this section of your plan should be read in conjunction with contract terms and conditions.

The sale of the business .

Settlement fees charged on the sale of the business will be at a discount rate of 25% off the Legal Service Providor's standard hourly rate for this service. A waiting period may apply and this plan should be read in conjunction with the contract Terms and Conditions.

BANKING & FINANCE

The business entity may have interpreted, reviewed and prepared by the Legal Service Provider any mortgages, bills of sale, charges or other security documents in which the business entity is a contracting party at a priority member rate.

The business entity may receive telephone or personal consultations and correspondence from the Legal Service Provider concerning any legal matter relating to loan recovery, mortgagee sales, foreclosures and enforcement of securities, including bills of sale, charges and other debt securities of which the business entity is contracted as the borrower or provider , lender or recipient of security at a preferred member discount rate.

MOTOR VEHICLE/COMMERCIAL CRAFT LEGAL SERVICES

Defence for civil or criminal charges/drivers licence assistance (extraordinary and special) Up to eighteen(18) hours aggregate of consultation, preparation and actual court time per annum, (non-cumulative) at a priority member rate. Additional hours at a preferred member discount rate.

EMPLOYMENT & WORKPLACE RELATIONS

The business entity may have reviewed or prepared by the Legal Service Provider any Workplace Agreements or Contracts of Employment in which the business entity is a contracting party. In addition provision is made for defence of any claim for unfair dismissal, unpaid contractual entitlements, harassments and discrimination and workers compensation issues, including advice, preparation and representation.

COURT PROCEEDINGS

Membership provides for the defence or pursuit of a civil or criminal matter at a priority member rate.

Membership Year 1. twenty four (24) total hours - twelve (12) hours of which is for legal services prior to trial.

Membership Year 2. twenty six (26) total hours - thirteen (13) hours of which is for legal services prior to trial.

Membership Year 3. twenty eight (28) total hours - forteen (14) hours of which is for legal services prior to trial.

Membership Year 4. thirty (30) total hours - fifteen (15) hours of which is for legal services prior to trial.

Membership Year 5. thirty two (32) total hours - sixteen (16) hours of which is for legal services prior to trial.

From the sixth membership year onwards your membership will include a total of thirty four (34) hours of solicitors time sixteen (16) hours of which is legal services prior to trial. Additional hours at a preferred member discount rate.

INCOME TAXATION LEGAL SERVICES

Total of nine (9) hours aggregate of legal services per annum at a priority member rate when notified in writing by the ATO of an audit of income tax return or when ordered to appear at the offices of the ATO. Benefit includes consultation, advice, negotiation and representation. Additional hours at a preferred member discount rate.

OTHER LEGAL SERVICES

Other legal services not specifically provided for by this plan are provided at a discount rate of 20% off the Legal Service Provider's standard hourly rate for representation or service. This includes matters either pre-existing by their nature or currently on foot and being dealt with or requiring legal action as a result of a prior occurrence or arrangement.

PLEASE NOTE:
The information contained in this material is for illustrative purposes only and is not a contract. It is intended to provide a general overview of the coverage available .Only the plan contract can provide full terms, coverage ,amounts, conditions and exclusions, with all benefits provided governed in accordance with the terms and conditions of the selected legal service plan contract taken out.

A Priority Member rate means 50% off the Legal Service Provider’s standard hourly rate for the given legal service.

A Preferred Member Discount rate means 25% off the Legal Service Provider’s standard hourly rate for the given legal service.

In order to qualify for the Small Business Plan the business must be a registered business name or an incorporated business that is not publicly listed or its shares publicly traded. This plan is only available to businesses with one hundred (100) or fewer employees and may require the owner(s) and or director(s) to hold a either a singles or family plan membership for any personal related legal issues as this plan does not provide for the business owners, directors or any of its employees for any personal legal matter.

This plan costs $165.00/month + (GST).

Apply for Small Business Plan Membership